Insurance firm to offer cyclists cheaper car insurance – because they're better drivers

Has anyone got a quote from them yet? I'm buying a new car on Saturday so need some new insurance.

One very step forward against the pervasive anti-cycling rhetoric! Funnily enough I think I've seen some data that cyclists tend to *over-estimate* danger on those online theory tests.

It's most likely to be done by self declaration like most aspects of insurance contracts. If you misrepresent something, the insurer declares the policy void and you have no cover, so not a good idea to mislead when obtaining the quote.

Club members only, can I not just show them my strava profile?

Makes sense - I'm certainly more patient as a cyclist.

Cycling > 6000miles a year and driving about the same gives you big empathy for both kinds of road user.

And empathy is what it's about when it comes to safety.

Alas it looks like you've got to be a member of a club. I'm not sure that's the best measure.

Just confirms that because I am a shit hot cyclist, I am also a driving god. I have always suspected this and you would think that I would be happy to have it publicly recognised.

However, I now realise that I just want to be a

MONUMENTAL COCKWOMBLE

Sceptical.

Yes, people doing regular trips by bicycle are more likely to be better drivers but I doubt that carinsurance4cyclists.com will be any cheaper than other car insurers.  For example, Shiela's Wheels - car insurance specially for lady drivers - were one of the most expensive quotes when my wife was shopping around to renew her insurance.

As usual it's always best to shop around, rather than just plumping for an insurer that's trying to convince you that they're cheaper or better just because they're targetting your demographic.

How would you prove you were a cyclist ? Surely it woild be like the end of Sparticus, where everyone proclaims ! Just to get cheaper insurance. Just wondering

Quote:

As a member of one of the UK's road cycling clubs you may not realise that we think you're hot stuff – when you're not in your lycra of course!

Yes, the way to appeal to people is to take the piss out of them.  

Cyclists presumably drive less. Less mileage, less risk.

I like this, I like this a lot. As a cyclist and motorcyclist I have developed eyes in places I didn't know I had places and a spidey-sense to warn of approaching monumental cockwombles* to avoid getting turned into pink mush. It also means I'm another who's adopted a far more relaxed attitude when on four wheels, as frankly there's no point risking yourself and others just to hurry to watch the back of another stationary car. The idea of being rewarded for this attitude is rather pleasing, plus I can hear some more Daily Mail outrage brewing already. I'll get my popcorn.

*copyright kil0ran for phrase of the week. Love it.

I developed a great deal as a car and bike user following commuting on a bike in London. Or, more to the point, I now identify and pay a lot more attention to potential risks...

'because I've refused to overtake cyclists on double whites.'

As I understand you can cross over white lines if person/horse/tractor is slower than 10 mph, if safe to do so.

Frankly I would cross the line if clear, to give cyclists more room, matters not 10mph

I believe that in my case from cycling and motorcycling for almost 40 years that my spatial awareness, anticipation & looking far ahead are better than the average motor vehicle only drivers. IMHO.

Certainly I drive less like a momumental cockwomble since starting to cycle regularly. This may coincide with also being older/wiser/more boring. Used to speed and take lots of risks on the road, now I'm more likely to have another monumental cockwomble tailgating me because I've refused to overtake cyclists on double whites.

However, I do wonder if drivers make worse cyclists - do those who've come back to cycling after years of aggressive driving carry over that aggression onto two wheels?